A plain-English breakdown of Buy Me a Coffee's fees, with a real example.
Buy Me a Coffee takes a 5% platform fee plus ~2.9% + $0.30 processing on every contribution.
On a campaign that raises $5,000 across 1,000 contributions:
| Platform | Est. fees | Effective rate |
|---|---|---|
| Buy Me a Coffee | $695 | 13.9% |
| Ralli (2% + low-cost rails) | $150 | 3.0% |
You'd keep $545 more on Ralli
Calculate your own savings →Fixed per-transaction fees (like the $0.30 on each gift) barely matter on a $500 donation but are brutal on a $5 one. Ralli pairs a flat 2% with low-cost account-to-account bank rails, so small contributions keep almost all their value — which is the whole point of the $1 that counts the same from everyone.
Ralli is a creator-first payout platform: supporters contribute, each creator is paid to their own bank account, and Ralli never holds your funds. See what you'd save →
Buy Me a Coffee takes a 5% platform fee plus ~2.9% + $0.30 processing on every contribution.
On a $5,000 raise spread across 1,000 contributions, Buy Me a Coffee's fees work out to roughly $695 (13.9% of the total). The same raise on Ralli would cost about $150 (3.0%) — a flat 2% plus a few cents of low-cost rail per gift.
Yes. Ralli charges a flat 2% plus a small low-cost bank or stablecoin rail cost, is paid direct to your own bank account in around 185 countries, and never holds your money. On the example above you'd keep about $545 more than on Buy Me a Coffee. The saving is largest when you have many small contributions.
Fixed per-transaction fees — like $0.30 on every gift — barely dent a $500 donation but can swallow a large share of a $5 one. Ralli pairs a flat 2% with low-cost account-to-account bank rails, so small gifts keep almost all their value.
No. Ralli is non-custodial — contributions are routed to your own bank account (or a stablecoin wallet), typically within about 48 hours, rather than sitting on a platform balance you have to withdraw from.
Figures are estimates based on each platform's published fee structure and typical processing rates, which vary by country and payment method. Not affiliated with Buy Me a Coffee.