Buy Me a Coffee's 5% cut plus processing adds up — here's how the alternatives compare.
Buy Me a Coffee takes a 5% platform fee plus roughly 2.9% + $0.30 processing on every contribution. For creators living on lots of small supporter payments, that combination is exactly where fees hurt most.
| Platform | Est. fees on $5,000 | Effective rate |
|---|---|---|
| Ralli — flat 2% + low-cost rails | $150 | 3.0% |
| Buy Me a Coffee | $695 | 13.9% |
| Ko-fi | $695 | 13.9% |
| Patreon | $945 | 18.9% |
Estimated fees on a $5,000 raise across 1,000 small contributions; actual rates vary by country and payment method.
All-in fee on small gifts, direct-to-bank payout versus a held balance, and international reach. Ralli charges a flat 2% plus a small low-cost rail cost and pays direct to your own bank in around 185 countries, non-custodial.
Run your own numbers — free, no sign-up.
Open the fee calculator →For lower fees on small supporter gifts and direct payouts, a flat 2% plus low rails (as Ralli charges) keeps the most.
A 5% platform fee plus roughly 2.9% + $0.30 of processing on each contribution.
Yes. Ralli pays direct to your own bank account in around 185 countries, and is non-custodial.
Fee comparison calculator · Ireland fundraising · Germany fundraising · France fundraising · GoFundMe fees · Patreon fees
Figures are estimates based on each platform's published fee structure and typical processing rates, which vary by country and payment method. Platform names belong to their respective owners; Ralli is not affiliated with them.