How to collect donations online

Taking donations online should be simple, cheap, and land the money in your account — not a platform's.

Collecting donations online means two decisions: how supporters pay, and how you get paid. Card is universal but carries about 2.9% + $0.30 per gift; low-cost account-to-account bank transfers keep far more of small donations. And some platforms hold your money until you withdraw, while others pay you direct.

PlatformEst. fees on $5,000Effective rate
Ralli — flat 2% + low-cost rails$1503.0%
GiveSendGo$4358.7%
GoFundMe$4458.9%
Donorbox$55811.2%
Indiegogo$60012.0%

Estimated fees on a $5,000 raise across 1,000 small contributions; actual rates vary by country and payment method.

The simplest low-fee route

Ralli lets supporters give by card or low-cost bank transfer, charges a flat 2% plus a small rail cost, and pays direct to your own bank account — non-custodial, typically within about 48 hours. No held balance, no withdrawal fee.

Run your own numbers — free, no sign-up.

Open the fee calculator →

Frequently asked questions

What's the cheapest way to collect donations online?

Low-cost account-to-account bank rails plus a flat fee keep the most, especially on small gifts where per-transaction card processing dominates.

How do I receive the donations I collect?

With Ralli, direct to your own bank account — non-custodial, typically within about 48 hours, with no withdrawal fee.

Do I need to be a charity to collect donations?

No. Ralli pays individuals and organisers direct. Charity tax-receipting is a separate thing a registered-charity platform handles.

More from Ralli

Fee comparison calculator · Peer-to-peer fundraising · Fundraising ideas · Patreon alternatives · GoFundMe fees · Patreon fees

Figures are estimates based on each platform's published fee structure and typical processing rates, which vary by country and payment method. Platform names belong to their respective owners; Ralli is not affiliated with them.