Raising money in Nigeria is the easy part — getting the money to a local bank account is the real test.
Raising money online in Nigeria comes with an extra hurdle: many global fundraising platforms only pay out to bank accounts in a short list of countries, and Nigeria often isn't on it — so even when you can collect donations, getting the money to a local bank account is the hard part. Most global fundraising platforms don't support payouts to Nigerian bank accounts.
Ralli is built global-first. It pays creators direct to their own Nigeria bank account — or to a stablecoin wallet where that's easier — typically within about 48 hours, for a flat 2% plus a small low-cost rail cost.
| Platform | Est. fees on $5,000 | Effective rate |
|---|---|---|
| Ralli — flat 2% + low-cost rails | $150 | 3.0% |
| GoFundMe | $445 | 8.9% |
| Indiegogo | $600 | 12.0% |
Estimated fees on a $5,000 raise across 1,000 small contributions; actual rates vary by country and payment method.
When supporters are spread between Nigeria and abroad, low-cost rails and direct local payout keep far more of each gift than cross-border card processing on a platform that may not even pay out locally.
Run your own numbers — free, no sign-up.
Open the fee calculator →Global platforms like GoFundMe only support payouts to a limited set of countries, so it's worth checking their current list — if Nigeria isn't on it, you won't be able to withdraw to a local bank there. Ralli pays direct to a Nigeria bank account and works in around 185 countries.
Ralli lets supporters give by card or low-cost bank transfer and pays you direct to your own Nigeria bank account, typically within about 48 hours, for a flat 2% plus a small low-cost rail cost.
Payment processing always applies somewhere. Ralli keeps it to a flat 2% plus a small low-cost rail cost, with no separate withdrawal fee.
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Figures are estimates based on each platform's published fee structure and typical processing rates, which vary by country and payment method. Platform names belong to their respective owners; Ralli is not affiliated with them.