Ko-fi is free for donations but takes up to 5% on shops, commissions and memberships — here are the options.
Ko-fi is free for one-off donations but takes up to 5% on shop sales, commissions and memberships unless you pay for Gold, plus payment processing on top. If a chunk of your income is shop or membership, it's worth comparing.
| Platform | Est. fees on $5,000 | Effective rate |
|---|---|---|
| Ralli — flat 2% + low-cost rails | $150 | 3.0% |
| Ko-fi | $695 | 13.9% |
| Buy Me a Coffee | $695 | 13.9% |
| Patreon | $945 | 18.9% |
Estimated fees on a $5,000 raise across 1,000 small contributions; actual rates vary by country and payment method.
A low, predictable fee across all income types, direct-to-bank payouts, and global reach. Ralli charges a flat 2% plus a small low-cost rail cost and pays direct to your own bank in around 185 countries, non-custodial.
Run your own numbers — free, no sign-up.
Open the fee calculator →For a low, predictable fee across all income types and direct payouts, a flat 2% plus low rails (as Ralli charges) keeps the most.
Ko-fi is free on one-off donations but takes up to 5% on shop sales, commissions and memberships (unless you pay for Gold), plus processing.
Yes. Ralli pays direct to your own bank account in around 185 countries, and is non-custodial.
Fee comparison calculator · Buy Me a Coffee alternatives · Ireland fundraising · Germany fundraising · GoFundMe fees · Patreon fees
Figures are estimates based on each platform's published fee structure and typical processing rates, which vary by country and payment method. Platform names belong to their respective owners; Ralli is not affiliated with them.